You can save hundreds of dollars a year on check cashing fees simply by using a direct deposit credit card. This is a prepaid card issued as a MasterCard or Visa.
To use direct deposit you must fill out a form and turn it into the payroll department of your employer. Then your paychecks will automatically be deposited into your account.
You will still receive a paystub for your records. So you will know how much you paid in taxes and how many hours you worked.
You can access your account and check the balance online and see recent card activity. You can direct deposit payroll checks, pension and retirement checks, social security, government checks and more.
Once the money is in your account you can use the prepaid debit card to make purchases. These cards are accepted online and over the phone.
You can use this card to make hotel reservations and rent a car. Cash can be accessed through ATM machines just like a check card.
You also will have access to a feature called bill pay. This is a free method where checks will be made and sent to pay bills. This will save you money because you will no longer need to buy money orders.
You also receive free credit builder. This will make a record of the payments you make with bill pay and report that information to a credit reporting agency. This can help you show credit worthiness to future lenders.
Most of these cards offer guaranteed approval, regardless of chex systems or credit history. This card acts just like a checking account.
However you will never pay overdraft fees, late fees, or interest charges. Some cards will give you free activation when you sign up for direct deposit.
You will still be approved if you have bad credit or if you are in chex systems. This is just like a second chance checking account. We suggest you stop paying check cashing fees and buying money orders and get a direct deposit prepaid credit card. - 16036
To use direct deposit you must fill out a form and turn it into the payroll department of your employer. Then your paychecks will automatically be deposited into your account.
You will still receive a paystub for your records. So you will know how much you paid in taxes and how many hours you worked.
You can access your account and check the balance online and see recent card activity. You can direct deposit payroll checks, pension and retirement checks, social security, government checks and more.
Once the money is in your account you can use the prepaid debit card to make purchases. These cards are accepted online and over the phone.
You can use this card to make hotel reservations and rent a car. Cash can be accessed through ATM machines just like a check card.
You also will have access to a feature called bill pay. This is a free method where checks will be made and sent to pay bills. This will save you money because you will no longer need to buy money orders.
You also receive free credit builder. This will make a record of the payments you make with bill pay and report that information to a credit reporting agency. This can help you show credit worthiness to future lenders.
Most of these cards offer guaranteed approval, regardless of chex systems or credit history. This card acts just like a checking account.
However you will never pay overdraft fees, late fees, or interest charges. Some cards will give you free activation when you sign up for direct deposit.
You will still be approved if you have bad credit or if you are in chex systems. This is just like a second chance checking account. We suggest you stop paying check cashing fees and buying money orders and get a direct deposit prepaid credit card. - 16036
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